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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,609 | $64,719+12.2% | $112,249-35.3% | $68,486+6.0% |
| Participation rate | 70.1% | 67.2%+3.0pp | 75.1%-5.0pp | 67.9%+2.2pp |
| Annual return | -15.53% | -11.40%-4.1pp | 27.48%-43.0pp | -7.85%-7.7pp |
| Employer contribution / active EE | $2,840 | $2,747+3.4% | $3,636-21.9% | $2,597+9.4% |
| Participant deferral / active EE | $4,077 | $3,565+14.4% | $4,729-13.8% | $4,028+1.2% |
| Admin fee / account holder | $4,329 | $5,232-17.3% | $6,412-32.5% | $5,404-19.9% |