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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,839 | $57,352-16.6% | $83,831-42.9% | $64,173-25.5% |
| Participation rate | 67.0% | 68.6%-1.6pp | 76.1%-9.1pp | 69.6%-2.5pp |
| Annual return | -6.75% | 11.38%-18.1pp | 850.99%-857.7pp | 7.63%-14.4pp |
| Employer contribution / active EE | $2,520 | $2,546-1.0% | $3,631-30.6% | $2,381+5.8% |
| Participant deferral / active EE | $2,728 | $2,993-8.9% | $4,082-33.2% | $3,470-21.4% |
| Admin fee / account holder | $9,437 | $4,046+133.2% | $5,479+72.2% | $4,887+93.1% |