Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,036 | $92,743-93.5% | $82,744-92.7% | $134,532-95.5% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -9.91% | 946.63%-956.5pp | 702.22%-712.1pp | 418.27%-428.2pp |
| Employer contribution / active EE | $726 | $3,273-77.8% | $3,008-75.9% | $4,741-84.7% |
| Participant deferral / active EE | $1,993 | $4,802-58.5% | $4,395-54.7% | $6,401-68.9% |
| Admin fee / account holder | $468 | $5,977-92.2% | $5,325-91.2% | $11,429-95.9% |