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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,775 | $99,345-38.8% | $84,753-28.3% | $273,972-77.8% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | -0.86% | 22.93%-23.8pp | 22.78%-23.6pp | 41.46%-42.3pp |
| Employer contribution / active EE | $765 | $4,214-81.8% | $3,574-78.6% | $4,869-84.3% |
| Participant deferral / active EE | $2,872 | $4,270-32.7% | $3,712-22.6% | $5,287-45.7% |
| Admin fee / account holder | $5,100 | $6,645-23.2% | $5,333-4.4% | $10,133-49.7% |