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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,278 | $78,694+154.5% | $67,652+196.0% | $125,389+59.7% |
| Participation rate | 61.5% | 78.8%-17.3pp | 75.7%-14.1pp | 83.2%-21.7pp |
| Annual return | -1.27% | 9.46%-10.7pp | 6625.40%-6626.7pp | 282.24%-283.5pp |
| Employer contribution / active EE | $872 | $3,044-71.4% | $2,266-61.5% | $4,866-82.1% |
| Participant deferral / active EE | $2,359 | $4,292-45.0% | $3,560-33.7% | $5,352-55.9% |
| Admin fee / account holder | $32,643 | $7,403+341.0% | $4,821+577.1% | $9,541+242.1% |