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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,907 | $98,776+220.8% | $149,745+111.6% | $79,856+296.8% |
| Participation rate | 90.0% | 75.8%+14.2pp | 82.5%+7.5pp | 69.6%+20.4pp |
| Annual return | 11.21% | 27.38%-16.2pp | 276.72%-265.5pp | 31.71%-20.5pp |
| Employer contribution / active EE | $13,316 | $3,217+313.9% | $4,646+186.6% | $2,471+438.8% |
| Participant deferral / active EE | $7,731 | $5,681+36.1% | $6,843+13.0% | $3,741+106.7% |
| Admin fee / account holder | $16,905 | $6,053+179.3% | $9,312+81.5% | $5,306+218.6% |