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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,573 | $72,177+313.7% | $115,038+159.5% | $59,633+400.7% |
| Participation rate | 98.7% | 72.6%+26.1pp | 81.4%+17.3pp | 68.7%+30.0pp |
| Annual return | -2.67% | 12.02%-14.7pp | 26.14%-28.8pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $9,930 | $2,841+249.5% | $4,608+115.5% | $2,203+350.8% |
| Participant deferral / active EE | $6,759 | $4,783+41.3% | $6,026+12.2% | $3,192+111.8% |
| Admin fee / account holder | $19,047 | $4,927+286.6% | $8,175+133.0% | $4,297+343.3% |