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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $37,966 |
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS FINANCIAL SERVICES INC. Service code 27 · EIN 13-2638166 | Advisory (Plan) | $23,196 |
RELIANCE TRUST COMPANY1 year Service code 10 · EIN 58-1428634 | Accounting | $700 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,239 | $54,368+32.9% | $117,039-38.3% | $62,293+16.0% |
| Participation rate | 97.0% | 64.9%+32.1pp | 77.2%+19.8pp | 69.5%+27.5pp |
| Annual return | 14.51% | 21.77%-7.3pp | 18.95%-4.4pp | 28.90%-14.4pp |
| Employer contribution / active EE | $2,520 | $1,692+49.0% | $3,785-33.4% | $2,042+23.4% |
| Participant deferral / active EE | $3,978 | $2,269+75.3% | $3,929+1.2% | $3,169+25.5% |
| Admin fee / account holder | $594 | $493+20.4% | $5,974-90.1% | $479+24.0% |