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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,211 | $118,695+98.2% | $98,916+137.8% | $158,950+48.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 14.21% | 372.39%-358.2pp | 196.45%-182.2pp | 302.91%-288.7pp |
| Employer contribution / active EE | $18,127 | $3,333+443.8% | $2,689+574.1% | $4,762+280.7% |
| Participant deferral / active EE | $14,768 | $5,088+190.2% | $4,245+247.9% | $5,983+146.9% |
| Admin fee / account holder | $2,156 | $10,132-78.7% | $6,642-67.5% | $11,248-80.8% |