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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,615 | $138,102-62.6% | $125,381-58.8% | $134,532-61.6% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -14.16% | 750.73%-764.9pp | 572.31%-586.5pp | 418.27%-432.4pp |
| Employer contribution / active EE | $9,645 | $5,245+83.9% | $4,815+100.3% | $4,741+103.4% |
| Participant deferral / active EE | $8,643 | $7,801+10.8% | $7,448+16.0% | $6,401+35.0% |
| Admin fee / account holder | $1,258 | $11,568-89.1% | $10,007-87.4% | $11,429-89.0% |