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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,594 | $165,381-70.6% | $149,730-67.5% | $158,966-69.4% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 15.25% | 348.29%-333.0pp | 276.70%-261.4pp | 302.95%-287.7pp |
| Employer contribution / active EE | $30,326 | $5,104+494.2% | $4,645+552.8% | $4,762+536.8% |
| Participant deferral / active EE | $8,964 | $7,182+24.8% | $6,843+31.0% | $5,983+49.8% |
| Admin fee / account holder | $1,693 | $10,809-84.3% | $9,310-81.8% | $11,250-84.9% |