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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,590 | $175,257-75.1% | $149,717-70.9% | $139,456-68.7% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 11.39% | 166.70%-155.3pp | 134.41%-123.0pp | 373.45%-362.1pp |
| Employer contribution / active EE | $15,045 | $5,477+174.7% | $4,820+212.2% | $4,753+216.6% |
| Participant deferral / active EE | $10,000 | $6,521+53.4% | $5,682+76.0% | $6,711+49.0% |
| Admin fee / account holder | $0 | $16,156-100.0% | $13,213-100.0% | $11,407-100.0% |