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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,872 | $112,935-89.5% | $90,970-87.0% | $158,966-92.5% |
| Participation rate | 94.1% | 74.7%+19.4pp | 69.0%+25.1pp | 82.0%+12.2pp |
| Annual return | 22.37% | 215.79%-193.4pp | 134.58%-112.2pp | 302.95%-280.6pp |
| Employer contribution / active EE | $2,133 | $2,895-26.3% | $2,122+0.5% | $4,762-55.2% |
| Participant deferral / active EE | $3,709 | $4,129-10.2% | $3,373+9.9% | $5,983-38.0% |
| Admin fee / account holder | $348 | $8,045-95.7% | $5,960-94.2% | $11,250-96.9% |