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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,905 | $49,280-65.7% | $67,313-74.9% | $64,181-73.7% |
| Participation rate | 80.2% | 60.8%+19.4pp | 69.1%+11.2pp | 69.6%+10.7pp |
| Annual return | -6.84% | -1.39%-5.5pp | -4.08%-2.8pp | 7.63%-14.5pp |
| Employer contribution / active EE | $1,386 | $1,668-16.9% | $2,566-46.0% | $2,381-41.8% |
| Participant deferral / active EE | $2,492 | $2,484+0.3% | $3,568-30.2% | $3,470-28.2% |
| Admin fee / account holder | $2,215 | $3,863-42.7% | $4,507-50.8% | $4,887-54.7% |