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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,145 | $165,361+80.3% | $149,715+99.1% | $158,950+87.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.52% | 348.24%-328.7pp | 276.66%-257.1pp | 302.91%-283.4pp |
| Employer contribution / active EE | $4,973 | $5,103-2.5% | $4,645+7.1% | $4,762+4.4% |
| Participant deferral / active EE | $13,480 | $7,182+87.7% | $6,842+97.0% | $5,983+125.3% |
| Admin fee / account holder | $19,957 | $10,808+84.7% | $9,310+114.4% | $11,248+77.4% |