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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,997 | $180,462-67.9% | $154,111-62.4% | $135,379-57.2% |
| Participation rate | 82.4% | 87.4%-5.1pp | 83.0%-0.7pp | 82.6%-0.3pp |
| Annual return | 0.59% | 888.17%-887.6pp | 735.18%-734.6pp | 519.79%-519.2pp |
| Employer contribution / active EE | $7,369 | $6,036+22.1% | $5,298+39.1% | $4,779+54.2% |
| Participant deferral / active EE | $3,688 | $5,806-36.5% | $5,081-27.4% | $5,609-34.2% |
| Admin fee / account holder | $1,137 | $16,145-93.0% | $13,411-91.5% | $10,828-89.5% |