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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,252 | $198,457-74.7% | $170,435-70.5% | $147,586-66.0% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 5.04% | 257.30%-252.3pp | 205.94%-200.9pp | 578.59%-573.6pp |
| Employer contribution / active EE | $6,508 | $6,183+5.3% | $5,432+19.8% | $4,876+33.5% |
| Participant deferral / active EE | $3,063 | $5,629-45.6% | $4,939-38.0% | $5,439-43.7% |
| Admin fee / account holder | $551 | $16,852-96.7% | $13,881-96.0% | $10,886-94.9% |