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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,867 | $227,399-61.8% | $189,758-54.2% | $198,609-56.3% |
| Participation rate | 90.5% | 84.0%+6.5pp | 79.8%+10.7pp | 82.4%+8.1pp |
| Annual return | 5.73% | 61.03%-55.3pp | 52.62%-46.9pp | 202.70%-197.0pp |
| Employer contribution / active EE | $5,055 | $5,526-8.5% | $4,767+6.1% | $5,0550% |
| Participant deferral / active EE | $6,533 | $6,837-4.4% | $5,856+11.6% | $6,977-6.4% |
| Admin fee / account holder | $2,226 | $25,162-91.2% | $20,388-89.1% | $19,030-88.3% |