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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,628 | $102,429+16.8% | $147,096-18.7% | $80,925+47.8% |
| Participation rate | 84.8% | 75.9%+8.9pp | 82.2%+2.6pp | 67.7%+17.1pp |
| Annual return | 11.72% | 135.02%-123.3pp | 419.75%-408.0pp | 35.65%-23.9pp |
| Employer contribution / active EE | $3,701 | $3,716-0.4% | $4,936-25.0% | $2,756+34.3% |
| Participant deferral / active EE | $8,239 | $6,649+23.9% | $8,071+2.1% | $4,299+91.7% |
| Admin fee / account holder | $24,780 | $7,957+211.4% | $13,005+90.5% | $6,940+257.1% |