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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,965 | $84,518-85.8% | $67,704-82.3% | $125,389-90.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -0.42% | 2.57%-3.0pp | 25.41%-25.8pp | 282.24%-282.7pp |
| Employer contribution / active EE | $1,584 | $3,292-51.9% | $2,559-38.1% | $4,866-67.5% |
| Participant deferral / active EE | $2,223 | $4,430-49.8% | $3,585-38.0% | $5,352-58.5% |
| Admin fee / account holder | $11,422 | $5,340+113.9% | $4,255+168.4% | $9,541+19.7% |