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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,803 | $202,440-80.3% | $169,390-76.5% | $139,466-71.5% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 20.31% | 532.36%-512.1pp | 406.07%-385.8pp | 373.66%-353.4pp |
| Employer contribution / active EE | $1,781 | $4,693-62.1% | $4,013-55.6% | $4,754-62.5% |
| Participant deferral / active EE | $5,460 | $6,940-21.3% | $6,222-12.3% | $6,712-18.7% |
| Admin fee / account holder | $4,150 | $10,722-61.3% | $9,015-54.0% | $11,409-63.6% |