Filed April 22, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,836 | $39,798-12.5% | $67,704-48.5% | $59,633-41.6% |
| Participation rate | 23.6% | 57.4%-33.7pp | 67.5%-43.9pp | 68.7%-45.0pp |
| Annual return | 5.20% | 89.94%-84.7pp | 25.41%-20.2pp | 2041.45%-2036.3pp |
| Employer contribution / active EE | $676 | $1,393-51.5% | $2,559-73.6% | $2,203-69.3% |
| Participant deferral / active EE | $986 | $2,335-57.8% | $3,585-72.5% | $3,192-69.1% |
| Admin fee / account holder | $1,781 | $3,212-44.5% | $4,255-58.1% | $4,297-58.5% |