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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,405 | $85,766-5.1% | $136,298-40.3% | $70,126+16.1% |
| Participation rate | 0.0% | 74.2%-74.2pp | 81.9%-81.9pp | 69.5%-69.5pp |
| Annual return | 18.82% | 31.46%-12.6pp | 5156.27%-5137.4pp | 73.15%-54.3pp |
| Employer contribution / active EE | $2,538 | $2,966-14.4% | $4,696-46.0% | $2,343+8.3% |
| Participant deferral / active EE | $6,787 | $5,051+34.4% | $6,247+8.6% | $3,332+103.7% |
| Admin fee / account holder | $109 | $5,421-98.0% | $9,244-98.8% | $4,645-97.7% |