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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,429 | $116,203-40.3% | $93,621-25.8% | $152,897-54.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 25.22% | 35.96%-10.7pp | 32.76%-7.5pp | 345.43%-320.2pp |
| Employer contribution / active EE | $3,326 | $3,219+3.3% | $2,719+22.3% | $4,764-30.2% |
| Participant deferral / active EE | $9,252 | $4,605+100.9% | $4,070+127.4% | $5,851+58.1% |
| Admin fee / account holder | $513 | $10,751-95.2% | $7,890-93.5% | $11,599-95.6% |