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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,539 | $82,674+159.5% | $125,381+71.1% | $68,486+213.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -27.58% | -5.97%-21.6pp | 572.31%-599.9pp | -7.85%-19.7pp |
| Employer contribution / active EE | $7,442 | $3,382+120.0% | $4,815+54.5% | $2,597+186.6% |
| Participant deferral / active EE | $5,689 | $6,111-6.9% | $7,448-23.6% | $4,028+41.2% |
| Admin fee / account holder | $7,704 | $6,277+22.7% | $10,007-23.0% | $5,404+42.6% |