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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,493 | $95,580-54.5% | $76,872-43.4% | $139,466-68.8% |
| Participation rate | 64.7% | 74.0%-9.3pp | 69.6%-4.9pp | 80.3%-15.6pp |
| Annual return | 12.63% | 55.00%-42.4pp | 37.90%-25.3pp | 373.66%-361.0pp |
| Employer contribution / active EE | $1,125 | $3,145-64.2% | $2,533-55.6% | $4,754-76.3% |
| Participant deferral / active EE | $2,036 | $4,623-56.0% | $3,832-46.9% | $6,712-69.7% |
| Admin fee / account holder | $2,104 | $8,302-74.7% | $5,476-61.6% | $11,409-81.6% |