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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,977 | $87,016-73.6% | $63,244-63.7% | $125,389-81.7% |
| Participation rate | 68.4% | 77.1%-8.6pp | 71.0%-2.6pp | 83.2%-14.8pp |
| Annual return | -2.62% | 21.71%-24.3pp | -70.31%+67.7pp | 282.24%-284.9pp |
| Employer contribution / active EE | $699 | $3,601-80.6% | $2,322-69.9% | $4,866-85.6% |
| Participant deferral / active EE | $810 | $3,939-79.5% | $2,953-72.6% | $5,352-84.9% |
| Admin fee / account holder | $507 | $11,954-95.8% | $5,893-91.4% | $9,541-94.7% |