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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,264 | $100,004-48.7% | $81,438-37.1% | $145,959-64.9% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 9.54% | 34.34%-24.8pp | 24.74%-15.2pp | 561.95%-552.4pp |
| Employer contribution / active EE | $1,162 | $2,970-60.9% | $2,460-52.8% | $4,661-75.1% |
| Participant deferral / active EE | $2,030 | $4,603-55.9% | $3,883-47.7% | $6,689-69.6% |
| Admin fee / account holder | $3,550 | $8,202-56.7% | $5,764-38.4% | $13,398-73.5% |