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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,853 | $58,512-49.0% | $84,020-64.5% | $72,983-59.1% |
| Participation rate | 67.9% | 61.2%+6.7pp | 69.0%-1.1pp | 69.5%-1.6pp |
| Annual return | 0.00% | 28.93%-28.9pp | 71.31%-71.3pp | 81.01%-81.0pp |
| Employer contribution / active EE | $256 | $1,163-78.0% | $1,984-87.1% | $2,440-89.5% |
| Participant deferral / active EE | $1,769 | $2,394-26.1% | $3,239-45.4% | $3,608-51.0% |
| Admin fee / account holder | $141 | $4,569-96.9% | $6,101-97.7% | $5,124-97.2% |