| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $595,580 |
Filed as: PROMEDICA EMPLOYMENT SERVICES Service code 14 · EIN 34-1903270 | Plan Administrator | $112,902 |
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $88,923 |
PLANTE & MORAN, PLLC9 years Service code 10 · EIN 33-1498605 | Accounting | $32,100 |
USI CONSULTING GROUP1 year Service code 10 · EIN 06-1053228 | Accounting | $24,807 |
Filed as: SHUMAKER Service code 10 · EIN 34-4439491 | Accounting | $9,170 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,426 | $183,539-57.3% | $155,556-49.6% | $145,897-46.2% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 12.38% | 61.31%-48.9pp | 64.84%-52.5pp | 552.29%-539.9pp |
| Employer contribution / active EE | $0 | $5,315-100.0% | $4,675-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,506,585 | $6,467+23196.8% | $5,631+26656.2% | $6,689+22422.4% |
| Admin fee / account holder | $107 | $19,275-99.4% | $15,885-99.3% | $13,390-99.2% |