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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,637 | $167,353-48.8% | $143,797-40.4% | $134,545-36.4% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -15.05% | 0.48%-15.5pp | -0.04%-15.0pp | 418.37%-433.4pp |
| Employer contribution / active EE | $446 | $5,620-92.1% | $4,952-91.0% | $4,742-90.6% |
| Participant deferral / active EE | $4,205 | $6,447-34.8% | $5,638-25.4% | $6,401-34.3% |
| Admin fee / account holder | $471 | $18,096-97.4% | $14,679-96.8% | $11,431-95.9% |