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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,465 | $209,422-59.2% | $178,503-52.1% | $158,982-46.2% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 12.22% | 188.81%-176.6pp | 151.12%-138.9pp | 302.99%-290.8pp |
| Employer contribution / active EE | $371 | $5,707-93.5% | $5,011-92.6% | $4,763-92.2% |
| Participant deferral / active EE | $2,931 | $5,955-50.8% | $5,202-43.7% | $5,983-51.0% |
| Admin fee / account holder | $400 | $17,079-97.7% | $13,987-97.1% | $11,252-96.4% |