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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,690 | $167,504+145.2% | $151,628+170.9% | $134,509+205.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -9.61% | 7.81%-17.4pp | 3.34%-12.9pp | 418.13%-427.7pp |
| Employer contribution / active EE | $11,712 | $6,828+71.5% | $6,165+90.0% | $4,741+147.1% |
| Participant deferral / active EE | $24,567 | $8,985+173.4% | $8,363+193.8% | $6,400+283.8% |
| Admin fee / account holder | $4,862 | $13,779-64.7% | $11,613-58.1% | $11,427-57.5% |