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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,446 | $75,935-16.4% | $60,547+4.8% | $125,389-49.4% |
| Participation rate | 91.7% | 76.5%+15.1pp | 68.0%+23.7pp | 83.2%+8.5pp |
| Annual return | -0.14% | -5.38%+5.2pp | 335.64%-335.8pp | 282.24%-282.4pp |
| Employer contribution / active EE | $5,944 | $3,438+72.9% | $2,419+145.7% | $4,866+22.2% |
| Participant deferral / active EE | $3,765 | $4,506-16.5% | $3,328+13.1% | $5,352-29.7% |
| Admin fee / account holder | $457 | $6,768-93.2% | $4,536-89.9% | $9,541-95.2% |