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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,136 | $183,592+4.1% | $155,574+22.9% | $145,877+31.0% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 11.36% | 61.37%-50.0pp | 64.87%-53.5pp | 551.28%-539.9pp |
| Employer contribution / active EE | $1,311 | $5,317-75.3% | $4,676-72.0% | $4,663-71.9% |
| Participant deferral / active EE | $3,983 | $6,466-38.4% | $5,629-29.2% | $6,691-40.5% |
| Admin fee / account holder | $1,083 | $19,316-94.4% | $15,914-93.2% | $13,402-91.9% |