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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,829 | $202,342-3.2% | $172,753+13.4% | $152,909+28.1% |
| Participation rate | 59.1% | 87.1%-28.0pp | 82.6%-23.6pp | 82.5%-23.4pp |
| Annual return | 23.50% | 1029.88%-1006.4pp | 803.00%-779.5pp | 345.46%-322.0pp |
| Employer contribution / active EE | $1,624 | $5,857-72.3% | $5,144-68.4% | $4,764-65.9% |
| Participant deferral / active EE | $4,759 | $5,948-20.0% | $5,198-8.4% | $5,851-18.7% |
| Admin fee / account holder | $571 | $17,112-96.7% | $13,956-95.9% | $11,601-95.1% |