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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,066 | $172,111+44.1% | $150,298+65.0% | $137,256+80.7% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 18.69% | 69.37%-50.7pp | 62.79%-44.1pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,471 | $4,636-68.3% | $4,154-64.6% | $4,156-64.6% |
| Participant deferral / active EE | $3,646 | $6,166-40.9% | $5,453-33.1% | $6,407-43.1% |
| Admin fee / account holder | $2,491 | $16,471-84.9% | $14,116-82.4% | $12,270-79.7% |