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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,066 | $185,312+33.9% | $161,489+53.6% | $154,746+60.3% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 18.69% | 103.84%-85.2pp | 89.72%-71.0pp | 172.34%-153.6pp |
| Employer contribution / active EE | $1,471 | $4,769-69.2% | $4,268-65.5% | $4,379-66.4% |
| Participant deferral / active EE | $3,646 | $6,350-42.6% | $5,630-35.2% | $6,730-45.8% |
| Admin fee / account holder | $2,491 | $18,654-86.6% | $16,006-84.4% | $14,365-82.7% |