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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,045 | $165,399+17.9% | $149,745+30.3% | $158,982+22.7% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 14.96% | 348.34%-333.4pp | 276.72%-261.8pp | 302.99%-288.0pp |
| Employer contribution / active EE | $1,585 | $5,105-69.0% | $4,646-65.9% | $4,763-66.7% |
| Participant deferral / active EE | $1,104 | $7,183-84.6% | $6,843-83.9% | $5,983-81.5% |
| Admin fee / account holder | $284 | $10,811-97.4% | $9,312-97.0% | $11,252-97.5% |