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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,021 | $135,956-44.8% | $123,894-39.4% | $273,972-72.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 4.94% | 56.63%-51.7pp | 47.52%-42.6pp | 41.46%-36.5pp |
| Employer contribution / active EE | $5,417 | $5,170+4.8% | $4,617+17.3% | $4,869+11.3% |
| Participant deferral / active EE | $6,018 | $6,343-5.1% | $5,984+0.6% | $5,287+13.8% |
| Admin fee / account holder | $2,390 | $9,817-75.7% | $8,357-71.4% | $10,133-76.4% |