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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,470 | $93,598-27.9% | $135,974-50.4% | $75,173-10.2% |
| Participation rate | 90.0% | 75.2%+14.8pp | 81.9%+8.1pp | 67.2%+22.8pp |
| Annual return | 12.28% | 30.89%-18.6pp | 68.30%-56.0pp | 160.72%-148.4pp |
| Employer contribution / active EE | $2,788 | $3,538-21.2% | $4,859-42.6% | $2,671+4.4% |
| Participant deferral / active EE | $7,701 | $6,405+20.2% | $7,760-0.8% | $4,126+86.6% |
| Admin fee / account holder | $14,065 | $6,978+101.6% | $10,767+30.6% | $5,651+148.9% |