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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,502 | $98,776-31.7% | $149,745-54.9% | $79,856-15.5% |
| Participation rate | 87.1% | 75.8%+11.3pp | 82.5%+4.6pp | 69.6%+17.5pp |
| Annual return | 7.24% | 27.38%-20.1pp | 276.72%-269.5pp | 31.71%-24.5pp |
| Employer contribution / active EE | $2,609 | $3,217-18.9% | $4,646-43.8% | $2,471+5.6% |
| Participant deferral / active EE | $8,409 | $5,681+48.0% | $6,843+22.9% | $3,741+124.8% |
| Admin fee / account holder | $29,020 | $6,053+379.5% | $9,312+211.7% | $5,306+446.9% |