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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,808 | $102,422-30.9% | $147,117-51.9% | $80,959-12.5% |
| Participation rate | 81.5% | 75.9%+5.6pp | 82.2%-0.7pp | 67.7%+13.8pp |
| Annual return | 9.23% | 135.16%-125.9pp | 420.54%-411.3pp | 35.67%-26.4pp |
| Employer contribution / active EE | $2,479 | $3,717-33.3% | $4,932-49.7% | $2,757-10.1% |
| Participant deferral / active EE | $7,022 | $6,652+5.6% | $8,065-12.9% | $4,300+63.3% |
| Admin fee / account holder | $22,675 | $7,953+185.1% | $12,993+74.5% | $6,925+227.4% |