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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,038 | $117,904+55.2% | $102,457+78.6% | $145,978+25.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.70% | 31.80%-17.1pp | 29.41%-14.7pp | 550.52%-535.8pp |
| Employer contribution / active EE | $4,389 | $3,613+21.5% | $3,022+45.2% | $4,662-5.9% |
| Participant deferral / active EE | $20,300 | $5,733+254.1% | $5,054+301.6% | $6,690+203.5% |
| Admin fee / account holder | $1,752 | $13,329-86.9% | $9,451-81.5% | $13,400-86.9% |