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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,085 | $183,516-90.1% | $155,534-88.4% | $145,884-87.6% |
| Participation rate | 86.4% | 82.7%+3.7pp | 78.2%+8.1pp | 80.3%+6.1pp |
| Annual return | 6.91% | 61.43%-54.5pp | 64.92%-58.0pp | 551.85%-544.9pp |
| Employer contribution / active EE | $1,779 | $5,315-66.5% | $4,675-62.0% | $4,662-61.9% |
| Participant deferral / active EE | $2,586 | $6,467-60.0% | $5,630-54.1% | $6,690-61.3% |
| Admin fee / account holder | $5,700 | $19,293-70.5% | $15,900-64.1% | $13,392-57.4% |