Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,066 | $202,342-86.1% | $172,753-83.8% | $152,909-81.6% |
| Participation rate | 62.5% | 87.1%-24.6pp | 82.6%-20.1pp | 82.5%-20.0pp |
| Annual return | 7.27% | 1029.88%-1022.6pp | 803.00%-795.7pp | 345.46%-338.2pp |
| Employer contribution / active EE | $2,251 | $5,857-61.6% | $5,144-56.2% | $4,764-52.7% |
| Participant deferral / active EE | $765 | $5,948-87.1% | $5,198-85.3% | $5,851-86.9% |
| Admin fee / account holder | $2,246 | $17,112-86.9% | $13,956-83.9% | $11,601-80.6% |