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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,392 | $106,005-16.6% | $92,239-4.2% | $147,585-40.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 20.37% | 50.05%-29.7pp | 176.29%-155.9pp | 578.58%-558.2pp |
| Employer contribution / active EE | $3,171 | $4,333-26.8% | $3,680-13.8% | $4,876-35.0% |
| Participant deferral / active EE | $6,850 | $4,478+53.0% | $3,897+75.8% | $5,439+26.0% |
| Admin fee / account holder | $1,305 | $6,333-79.4% | $5,194-74.9% | $10,886-88.0% |