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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,874 | $165,361+153.3% | $149,715+179.8% | $158,950+163.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.87% | 348.24%-332.4pp | 276.66%-260.8pp | 302.91%-287.0pp |
| Employer contribution / active EE | $3,047 | $5,103-40.3% | $4,645-34.4% | $4,762-36.0% |
| Participant deferral / active EE | $8,272 | $7,182+15.2% | $6,842+20.9% | $5,983+38.3% |
| Admin fee / account holder | $4,483 | $10,808-58.5% | $9,310-51.8% | $11,248-60.1% |