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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,561 | $228,352+25.1% | $185,827+53.7% | $158,950+79.7% |
| Participation rate | 84.6% | 82.3%+2.3pp | 78.0%+6.6pp | 82.0%+2.7pp |
| Annual return | 16.34% | 40.81%-24.5pp | 35.96%-19.6pp | 302.91%-286.6pp |
| Employer contribution / active EE | $12,905 | $4,967+159.8% | $4,087+215.8% | $4,762+171.0% |
| Participant deferral / active EE | $3,475 | $6,416-45.8% | $5,633-38.3% | $5,983-41.9% |
| Admin fee / account holder | $2,254 | $11,867-81.0% | $9,502-76.3% | $11,248-80.0% |