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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,922 | $70,366-78.8% | $66,674-77.6% | $138,895-89.3% |
| Participation rate | 35.0% | 76.2%-41.2pp | 73.7%-38.7pp | 79.9%-44.9pp |
| Annual return | 20.02% | 386.41%-366.4pp | 321.24%-301.2pp | 145.39%-125.4pp |
| Employer contribution / active EE | $160 | $2,765-94.2% | $2,620-93.9% | $4,194-96.2% |
| Participant deferral / active EE | $641 | $4,374-85.4% | $4,084-84.3% | $6,396-90.0% |
| Admin fee / account holder | $58 | $5,262-98.9% | $5,098-98.9% | $12,562-99.5% |