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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,702 | $52,353+2.6% | $120,225-55.3% | $82,448-34.9% |
| Participation rate | 100.0% | 58.3%+41.7pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 18.96% | 61.85%-42.9pp | 439.23%-420.3pp | 41.64%-22.7pp |
| Employer contribution / active EE | $1,324 | $1,510-12.4% | $3,475-61.9% | $2,551-48.1% |
| Participant deferral / active EE | $1,161 | $2,627-55.8% | $3,999-71.0% | $4,139-72.0% |
| Admin fee / account holder | $1,411 | $4,363-67.7% | $5,696-75.2% | $7,234-80.5% |